Cincinnati Home Loans
From low money down 97% financing through FHA to the traditional 30 year fixed rate mortgage, we can custom tailor a mortgage loan that will help you meet your short and long term goals.
We offer a variety of mortgage loan products, including:
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Fixed rate mortgage
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Interest only mortgage
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Variable rate mortgage
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Home equity (HELOC)
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Balloon mortgage
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Reverse Mortgage Purchase
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Government programs like the FHA mortgage
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Get Negotiating Power with a Home Loan Pre-approval
Before you go out looking for a house it’s wise to get a firm approval on the mortgage loan amount and monthly payment you can comfortably afford.
- Pre-approval gives you an advantage as a buyer because many sellers and real estate agents will only accept an offer from a buyer with a letter of pre-approval (it gives your offer more credibility when they know it is backed up by an approval.)
- There is no application fee for a home loan pre-approval.
- Once you are pre-approved you will receive a letter of pre-approval that you can show your real estate agent and the seller.
We will also issue home loan pre-approval for the purchase of second home, vacation rental or investment property. Call me today at 513-429-2122 for a home loan pre-approval.
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Which one is the best fit for you? You can begin by asking these questions:
- How much cash do I have to apply to the down payment and closing costs? (closing costs cover any expenses associated with the loan including the fees required by the lender, underwriter, and title company)
- How long do I plan to live in the home? (this will help determine which rate—variable or fixed—is best for you)
With a quick phone call, I can help you understand your options and determine which loan product will give you the best monthly payment and terms available.
Contact me today for a quick analysis that will put you on the path to buying the home you want.
David Viox, Mortgage Consultant, VanDyk
Mortgage, Corp.
11804 Conrey Ste 175 Cincinnati, OH 45249
Office: 513-429-2122, Cell: 513-607-9105,
Toll free: 877-357-1410
Email:
David@VioxMortgage.com
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